Working Capital and Financing | Standard Trust Credit Union

Standard Trust Credit Union
Working Capital and Financing

New construction, updating infrastructure, adding locations or more, we can help you move your business forward with confidence.

Financial partners, deeply invested in your business.

We understand that opportunity drives business growth. Even before opportunity knocks, we are at your service. Through an unwavering commitment to understanding your business and specific goals, we provide holistic banking solutions that help make your dreams a reality.

Commercial Real Estate

Whether you’re purchasing an existing property or building from the ground up, our customized loan programs offer the right terms and competitive rates.

Small Business Administration (SBA) Loan

SBA loans are partially guaranteed by the government and provide long term loans to small businesses. Loan amounts can be small or large, and used to purchase a business, finance franchising, restructuring, expansion, machinery & equipment, construction, and real estate acquisition, development and refinancing. SBA loans typically have rates and fees comparable to other, non-guaranteed loans, and can come with lower down payments and sometimes, without collateral.

As a SBA lender, we work with business owners to offer favorable terms and local decision making. Our banking team can assist with SBA 504 and SBA 7(a) loan programs.

Lines of Credit

Business cycles ebb and flow. From time to time, your company might need extra cash for the purchase of supplies to meet increased demand, cover expenses during a slow period, or take advantage of a last-minute opportunity. Establish a Business Line of Credit now and know the funds are there when you need them.

Letters of Credit

Demonstrate your creditworthiness, free up capital, and improve your business’ cash flow with a letter of credit. Whether you want to expand, capitalize on opportunities, or just need extra cash, we can provide intelligent methods to obtain necessary funds.

Term Loans

Our term loans provide crucial financing for capital goods, equipment, and more of the essentials your business needs to succeed.

Our Commercial Bankers are ready to help your business grow. 

Find a Banker

Or let us contact you.



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